Indians continue to underestimate their retirement corpus need, shows HDFC Pension’s NPS Preference Index 2026
by Pranita Kurani While preference for NPS as a saving instrument rises, knowing the right corpus sits way below recommended levels Mumbai, September 28, 2026: HDFC Pension Fund Management Ltd., one of India's leading pension fund managers, today, unveiled the second edition of its flagship research NPS Preference Index Study 2026. The research highlights key behavioural insights amongst Indians towards retirement planning and their preference towards the National Pension Scheme (NPS) as an instrument for retirement planning. The detailed report was unveiled by Mr. S. Ramann – Chairperson, Pension Fund Regulatory and Development Authority (PFRDA) and Mr. Sriram Iyer – MD & CEO, HDFC Pension Fund Management Ltd. The 2026 study showed India’s NPS Preference Index rising to 57, up three points from the inaugural 2023 reading of 54. The gain was led by Consideration, which climbed six points to 59, ahead of Familiarity (58, up three points) and Appeal (56, up tw...
